Nick Garrard
Nick Garrard serves as Legal Advisor to the National Shed Rental Association (NSRA), bringing specialized legal expertise to the rent-to-own and shed RTO industry. Born and raised in the Mississippi Delta, Nick graduated cum laude from the University of Mississippi in 2003 and earned his law degree from Ole Miss School of Law in 2006. A partner at Wilkins Patterson, he advises rent-to-own companies on day-to-day legal issues, efficient account handling, and sound business practices. Nick represents RTO clients as creditors in bankruptcy proceedings and assists with collections and replevin matters. He has built an extensive national network of local counsel, overseeing cases across fourteen states. Previously General Counsel for the NBSRA — the predecessor to NSRA — Nick has long been a trusted legal voice at the intersection of lease-purchase law and shed rental operations. He and his wife are based in Jackson, Mississippi, where they are raising two children.